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Tysers Insights

For newsletters, industry news and regulatory updates. Our Insights section provides everything from our helpful product guides to sector specific research papers. Our aim is to keep all our clients up to date. Can’t find what you need? Call our Marketing Team on 0161 419 3077.

UK Businesses Face Uncertainty

by Martyn Locke, Trade Credit Specialist – Tysers INSOLVENCY I ADMINISTRATION I LIQUIDATION I CVA I BANKRUPTCY It has been a volatile year and uncertainty continues to surround the potential impact of our exit from the EU. However Brexit is resolved it is possible that your business’s customers may find it difficult to trade profitably […]

Business Interruption : Is your Indemnity Period adequate?

Under-insurance can be caused by the selection of an inadequate Indemnity Period. The Indemnity Period in a Business Interruption Insurance policy is a limited post-incident period for which an insurer will indemnify a client for financial loss. Research indicates businesses often choose an insufficient maximum indemnity period. This is typically due to a failure in […]

Business Interruption : How to calculate Gross Profit

Establishing an accurate gross profit sum insured with your Client Director/ Broker is essential to the correct operating of a business interruption cover. We have used this calculation formula for many years which has proved very helpful to our clients and whilst it will not apply to all situations it will assist in most cases.  […]

Is your Business Interruption Sum Insured adequate?

A common problem in Business Interruption claims is the insufficiency of the sums insured.   Underestimating the sum to be insured could lead to a significant financial shortfall following a business interruption event, potentially leaving a business in financial difficulty or worse still unable to continue trading.  Business Interruption cover is generally arranged to protect […]

What’s the purpose of Business Interruption Cover?

In property insurance the purpose of cover is to put the insured in the same position after the loss as they were immediately before it. The principal in Business Interruption cover is extended and will, if correctly arranged, put the insured in the same trading position after the interruption as they would have been had […]

Safeguarding Students

The importance of comprehensive public liability protection for English Language Schools. If a student experiences assault of a physical, emotional or sexual nature whilst in your care you will, no doubt, have a process in place to support your student’s wellbeing. However , you may be exposed to a claim from the student’s parent/guardian for […]