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What does my High Value Home policy really provide?

Clients often wonder what the value of their high-value home insurance policy really is – ‘It’s just an expensive piece of paper’, ‘I’ve never made a claim’, are just two comments our Private Clients’ team regularly hear.

It’s when the client has to rely on their policy that they really begin to understand the true nature of what their insurance policy and the support of their broker really provides. Particularly when it comes to replacing precious items and on rare occasions, reinstating the biggest asset they will ever own, the home they live in.

My team deal with the some of the most reputable High-Net-Worth insurers in the UK market, all of whom understand exactly what the modern high-value home owner needs. It’s not just contents, antiques and jewellery cover that’s important, the policies we offer can now include such benefits as Free Building Appraisals and Extended Replacement Cost Cover, Worldwide Travel Cover for the whole family, agreed values on Jewellery, including pairs and sets and Personal Cyber Cover amongst other valuable covers normally sold as add-ons.

So if a client calls to make a claim we can all be confident they will be covered. The claim will be dealt with promptly and efficiently so their lives can carry on with the least amount of disruption, whatever the circumstances.

To learn more about the products we offer to High-Net-Worth Private Clients click here.